Current Interest Rates
Effective Date: January 25, 2023
Please contact us for any CD Specials!
| Certificates of Deposits |
Interest Rate |
Annual Percentage Yield (APY) |
| Term |
| 3 Month Certificate |
0.80% |
0.80% |
| 6 Month Certificate |
0.90% |
0.90% |
| 12 Month Certificate |
1.29% |
1.30% |
| 18 Month Certificate |
1.29% |
1.30% |
| 24 Month Certificate |
1.49% |
1.50% |
| 30 Month Certificate |
1.49% |
1.50% |
| 36 Month Certificate |
1.74% |
1.76% |
| 48 Month Certificate |
1.98% |
2.00% |
| 60 Month Certificate |
2.23% |
2.26% |
For all accounts listed above: Minimum deposit is $300; APY reflects daily compounding; Rates/Fees may change without notice; Penalties may be imposed for early withdrawal. Personal Savings Accounts Info
| Savings |
Interest Rate |
APY |
| 15 Month Certificate Renewal |
0.59% |
0.59% |
| 21 Month Certificate Renewal |
0.64% |
0.64% |
| Holiday Savings |
0.28% |
0.28% |
| Traditional Savings |
0.35% |
0.35% |
| Next Generation Savings |
0.35% |
0.35% |
| Heritage Money Market Savings |
| $50,000 OR MORE |
0.75% |
0.75% |
| $25,000 TO $49,999.99 |
0.65% |
0.65% |
| $10,000 TO $24,999.99 |
0.55% |
0.55% |
| $2,500 TO $9,999.99 |
0.45% |
0.45% |
| UNDER $2,500 |
0.35% |
0.35% |
For all accounts listed above: Rates are subject to change daily without notice; Rates may change after account opening; Fees could reduce earnings. Personal Savings Accounts Details.
| Checking |
Interest Rate |
APY |
| Heritage Interest Checking |
0.20% |
0.20% |
| Heritage Plus Checking |
0.25% |
0.25% |
| Generation 55 ($500 - $1,499.99) |
0.20% |
0.20% |
| Generation 55 ($1,500 or more) |
0.25% |
0.25% |
| Heritage Business Checking ($2,499.99 or less) |
0.20% |
0.20% |
| Heritage Business Checking ($2,500 or more) |
0.25% |
0.25% |
For all accounts listed above: Rates are subject to change daily without notice; Rates may change after account opening; Fees could reduce earnings. Personal Checking Accounts Info.
