Current Interest Rates
Effective Date: October 14, 2021
| Certificates of Deposits | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Term | ||
| 3 Month Certificate | 0.12% | 0.12% |
| 6 Month Certificate | 0.24% | 0.24% |
| 12 Month Certificate | 0.49% | 0.49% |
| 18 Month Certificate | 0.49% | 0.49% |
| 24 Month Certificate | 0.54% | 0.54% |
| 30 Month Certificate | 0.54% | 0.54% |
| 36 Month Certificate | 0.64% | 0.64% |
| 48 Month Certificate | 0.69% | 0.69% |
| 60 Month Certificate | 0.84% | 0.84% |
For all accounts listed above: Minimum deposit is $300; APY reflects daily compounding; Rates/Fees may change without notice; Penalties may be imposed for early withdrawal. Personal Savings Accounts Info
| Savings | Interest Rate | APY |
|---|---|---|
| 15 Month Certificate Renewal | 0.49% | 0.49% |
| 21 Month Certificate Renewal | 0.54% | 0.54% |
| Holiday Savings | 0.23% | 0.23% |
| Traditional Savings | 0.08% | 0.08% |
| Next Generation Savings | 0.08% | 0.08% |
| Heritage Money Market Savings | ||
| $50,000 OR MORE | 0.16% | 0.16% |
| $25,000 TO $49,999.99 | 0.14% | 0.14% |
| $10,000 TO $24,999.99 | 0.12% | 0.12% |
| $2,500 TO $9,999.99 | 0.10% | 0.10% |
| UNDER $2,500 | 0.08% | 0.08% |
For all accounts listed above: Rates are subject to change daily without notice; Rates may change after account opening; Fees could reduce earnings. Personal Savings Accounts Details.
| Checking | Interest Rate | APY |
|---|---|---|
| Heritage Interest Checking | 0.06% | 0.06% |
| Heritage Plus Checking | 0.08% | 0.08% |
| Generation 55 ($500 - $1,499.99) | 0.06% | 0.06% |
| Generation 55 ($1,500 or more) | 0.08% | 0.08% |
| Heritage Business Checking ($2,499.99 or less) | 0.06% | 0.06% |
| Heritage Business Checking ($2,500 or more) | 0.08% | 0.08% |
For all accounts listed above: Rates are subject to change daily without notice; Rates may change after account opening; Fees could reduce earnings. Personal Checking Accounts Info.