Current Interest Rates
Effective Date: November 15, 2022
| Certificates of Deposits |
Interest Rate |
Annual Percentage Yield (APY) |
| Term |
| 3 Month Certificate |
0.62% |
0.62% |
| 6 Month Certificate |
0.74% |
0.74% |
| 12 Month Certificate |
0.99% |
0.99% |
| 18 Month Certificate |
0.99% |
0.99% |
| 24 Month Certificate |
1.03% |
1.04% |
| 30 Month Certificate |
1.03% |
1.04% |
| 36 Month Certificate |
1.13% |
1.14% |
| 48 Month Certificate |
1.18% |
1.19% |
| 60 Month Certificate |
1.33% |
1.34% |
For all accounts listed above: Minimum deposit is $300; APY reflects daily compounding; Rates/Fees may change without notice; Penalties may be imposed for early withdrawal. Personal Savings Accounts Info
| Savings |
Interest Rate |
APY |
| 15 Month Certificate Renewal |
0.59% |
0.59% |
| 21 Month Certificate Renewal |
0.64% |
0.64% |
| Holiday Savings |
0.28% |
0.28% |
| Traditional Savings |
0.22% |
0.22% |
| Next Generation Savings |
0.22% |
0.22% |
| Heritage Money Market Savings |
| $50,000 OR MORE |
0.50% |
0.50% |
| $25,000 TO $49,999.99 |
0.40% |
0.40% |
| $10,000 TO $24,999.99 |
0.32% |
0.32% |
| $2,500 TO $9,999.99 |
0.28% |
0.28% |
| UNDER $2,500 |
0.22% |
0.22% |
For all accounts listed above: Rates are subject to change daily without notice; Rates may change after account opening; Fees could reduce earnings. Personal Savings Accounts Details.
| Checking |
Interest Rate |
APY |
| Heritage Interest Checking |
0.20% |
0.20% |
| Heritage Plus Checking |
0.25% |
0.25% |
| Generation 55 ($500 - $1,499.99) |
0.20% |
0.20% |
| Generation 55 ($1,500 or more) |
0.25% |
0.25% |
| Heritage Business Checking ($2,499.99 or less) |
0.20% |
0.20% |
| Heritage Business Checking ($2,500 or more) |
0.25% |
0.25% |
For all accounts listed above: Rates are subject to change daily without notice; Rates may change after account opening; Fees could reduce earnings. Personal Checking Accounts Info.
