The First State Bank of Fountain
101 Main Street
PO Box 83
Fountain, MN 55935-0083

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Current Interest Rates

As of August 15, 2008

Certificates of Deposits	Interest Rate	Annual Percentage Yield (APY)
Term
3 Month Certificate	2.18%	2.20%
6 Month Certificate	2.32%	2.35%
12 Month Certificate	2.47%	2.50%
18 Month Certificate	2.47%	2.50%
24 Month Certificate	2.66%	2.70%
30 Month Certificate	2.66%	2.70%
36 Month Certificate	2.96%	3.00%
48 Month Certificate	3.25%	3.30%
60 Month Certificate	3.34%	3.40%

For all accounts listed above: Minimum deposit is $300; APY reflects daily compounding; Rates/fees may change without notice; Penalites may be imposed for early withdrawal. Click here for more details.....

Savings	Rate	APY
Traditional Savings	0.30%	0.30%
Next Generation Savings	0.30%	0.30%

Heritage Money Market Savings
$50,000 OR MORE	1.04%	1.05%
$25,000 TO $49,999.99	0.90%	0.90%
$10,000 TO $24,999.99	0.55%	0.55%
$2,500 TO $9,999.99	0.50%	0.50%
UNDER $2,500	0.30%	0.30%

For all accounts listed above: Rates are subject to change daily without notice; Rates may change after account opening; Fees could reduce earnings. Click here for more details.....

Checking	Rate	APY
Heritage Interest Checking	0.20%	0.20%
Heritage Plus Checking	0.25%	0.25%
Generation 55 ($500 - $1,499.99	0.20%	0.20%
Generation 55 ($1,500 or more)	0.25%	0.25%
Heritage Business Checking ($2,499.99 or less)	0.20%	0.20%
Heritage Business Checking ($2,500 or more)	0.25%	0.25%

For all accounts listed above: Rates are subject to change daily without notice; Rates may change after account opening; Fees could reduce earnings. Click here for more details.....

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