The First State Bank of Fountain
101 Main Street
PO Box 83
Fountain, MN 55935-0083
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Customer Education
A Stolen Identity
Identity theft is the fastest growing crime in the country. The stealing
of someone's identity to obtain credit or money can go undetected for months
or even years.
Identity Theft Prevention Tips
- Photocopy the contents of your wallet, copying both sides of each credit
card.
- Keep these photocopies and account numbers at home in a safe and secure
place.
- Do not give personal information over the telephone, through the mail or
over the Internet unless you have initiated the contact.
- Shred or burn documents and pre-approved credit applications received
in your name.
- Never use your mother's maiden name, your date of birth or the last four
digits of your social security number as your password.
- Do not carry your social security card, birth certificate or passport
unless necessary.
- Do not print your social security or driver's license number on your checks.
- Order your credit report at least twice a year.
Reports can be obtained from a local credit reporting agency
or from:
Equifax (800) 685-1111
www.equifax.com
Trans Union (800) 680-7293
www.transunion.com
If you're a victim of identity theft..
- Report it to the local police.
- Contact your banks and credit card companies immediately. Close any accounts
that may be associated with this information. Ask the banks and creditors
to process your old accounts as "Account closed at Customer's request".
- Keep a record of your contacts.
- Complete an identity theft affidavit. You can use this to alert businesses where unauthorized accounts were opened in your name. Download this affidavit form at:
www.consumer.gov/idtheft/index.html
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