The First State Bank of Fountain
101 Main Street
PO Box 83
Fountain, MN 55935-0083

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Ag/Business Checking Accounts

Basic Ag/Business Checking

For small businesses with low volume activity

Features:

Minimum daily balance is $1,000
Monthly service charge fee of $5.00 if the balance falls below the minimum daily balance
$0.15 per item fee on debits in excess of 20 per monthly statement cycle
Non-interest bearing account
Unlimited check writing; checks returned in statement
Opening deposit of $100 required

For higher volume businesses

Features:

This account offers an earnings credit of $.10 per $1,000 of your average ledger balance up to the service charge amount to help offset monthly service charges.
Minimum daily balance is $2,500
Monthly service charge fee of $10.00 if the balance falls elow the minimum daily balance
$0.20 per item fee on debits in excess of 40 per monthly statement cycle
Non-interest bearing account
Unlimited check writing; checks returned in statement
Opening deposit of $100 required

For those business that are allowed to earn interest

Features:

Minimum daily balance is $2,500
Monthly service charge fee of $15.00 if the balance falls below the minimum daily balance
$0.20 per item fee on debits in excess of 40 per monthly statement cycle
Earn a competitive tiered interest rate
Unlimited check writing; checks returned in statement
Opening deposit of $100 required

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